About Ryan Griggs

Ryan Griggs is the Chief Executive Officer of Griggs Capital Stategies (GCS). Though he is from sunny Redlands, CA, he currently lives in Lubbock, TX. Ryan enjoys an active lifestyle of yoga and charitable activity in his role as a Court-Appointed Special Advocate (CASA) for children removed from their homes by Child Protective Services (CPS).

Ryan regularly attends events hosted by the Ludwig von Mises Institute, including Mises University 2013 where he passed the written and oral examination (with honors).

Ryan regularly attends events hosted by the Ludwig von Mises Institute, including Mises University 2013 where he passed the written and oral examination (with honors).

Ryan earned his Bachelor’s and Master’s degrees in Economics in 2015 and 2016, respectively. He attended Texas Tech University’s Ph.D. program in Agricultural and Applied Economics during the 2016-2017 academic year with full funding from and a Research Assistant appointment with the Free Market Institute. Despite his successful performance, Ryan shifted his focus from a primarily academic career to a mission-driven, entrepreneurial lifestyle, and he withdrew from the program. Ryan started the predecessor to GCS, Fortune Paradigm, in October 2017 after graduating from the Nelson Nash Institute’s Practitioner Program that trains and certifies financial professionals in the Infinite Banking Concept and a minimum threshold level of Austrian Economics.

One benefit of the NNI Practitioner’s Program is a mentorship-partnership with a previously established IBC Practitioner. Ryan is extremely honored to be mentored by and partner with James C. Neathery of bankingwithlife.com. James is a direct intellectual heir to Nelson Nash embodying his spirit and historical knowledge. Together, Ryan and James co-host the Banking with Life podcast and the first and only full-length book review of Nash’s Becoming Your Own Banker available on YouTube.

Ryan Griggs (left) and his mentor James Neathery (right)

Ryan Griggs (left) and his mentor James Neathery (right)

Ryan maintains active, passionate research interests in Austrian Economics. In the first quarter of 2019, Ryan initiated discussions with University Francisco Marroquin (UFM), a privately-funded, four-year university in Guatemala City, Guatemala. He will enroll in one of the, if not the only, PhD programs in Austrian Economics in the world on a remote (digital) basis under the supervision of renown Austrian Economist Dr. Robert P. Murphy. In his dissertation, Ryan intends to integrate a theory of “Austrian Finance” with Austrian Economics in the Menger-Mises-Rothbard tradition and to use this new, positive theory to analyze the assumptions and quantitative models of modern Financial Economics.


The main lawn at University Francisco Marroquin

The main lawn at University Francisco Marroquin

Part of this research involves a reappraisal of what is typically thought of as “capital” in Austrian Capital Theory. Whereas the prevailing view of capital considers it as physical and therefore heterogeneous, a virtually-unknown 1888 article by Austrian School founder Carl Menger reveals that it is, in fact, monetary and therefore homogeneous. Ryan suspects that this conceptual shift is the key to integrating Austrian Economics with what may be considered a theory of “Austrian Finance.” He believes it could lead to a full Austrian approach to company and asset valuation, likely along the lines of what is known as Economic Value Added.

The beautiful thing is that, like Austrian Economics, Austrian Finance is eminently practical. Ryan’s passion has become integrating all these ideas and helping individuals understand and apply them in their own lives. This is fundamentally what the Infinite Banking Concept is: a method of applying Austrian Economics and Finance at the individual level to optimally build and use capital. This financial approach can and does transform the individual’s experience with money and finance. He goes from dependent on conventional lenders to financial autonomous. Instead of exposing his nest egg — his future passive income for later life — to the volatile business cycle through the stock market, he secures it behind legal and mathematical guarantees against loss. Whereas the 99% expose their capital to the risk of total loss under the Fractional Reserve Banking (FRB) system, he stores it in legally-shielded private property. The level of integration is literally aesthetically attractive: from the philosophical, to the economic, to the financial, from the global, to the national, to the individual.

Ultimately, and most importantly, Ryan is a publicly-confessed follower of Jesus Christ. He participates in Christian academic conferences and is unfazed by the modern fad in higher education to purge discussion of economics and the social sciences of all references to beauty and faith. We have been created. The created have a Creator. That Creator ordered the social landscape for his creation according to immutable, identifiable (synthetic a priori) laws so that it would be possible for them to interact peacefully and prosperously in a universe (necessarily) bounded by scarcity. Yes, just as financial theory integrates with economic theory, so too does theology.

Depending on the time of day and his workload, Ryan can be found in a meeting, at a coffee shop or wine bar, often with a small stack of non-fiction books, his journal, and the requisite beverage. Unless he’s fasting. Then it’s salt-water all the way.

If anything here has spoken to you, consider getting in touch with Ryan to share your own story.

May God bless you.

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