Keoni K.

Keoni K.

Stafford, VA

Retired, US Military, over 24 years of service

Please share your experience with the IBC:

My experience with the Infinite Banking Concept (IBC) has been exciting to say the least! I had heard of the concept a few years ago and I really didn’t grasp the concept and just figured that I couldn’t afford it. Then, I recently started planning for retirement from the military in 2020 and I found R. Nelson Nash’s book, Becoming Your Own BANKER. I ordered it from amazon and then when I finally received the book I couldn’t put it down! I don’t know what happened. But, when I started researching IBC it all started to make sense. I guess I was in a different space mentally then when I was first introduced to the concept. Read the book a second time and then went on YouTube and started to find someone that I connected and wanted to work with based off of his or her knowledge of IBC. I kept researching, reading more books from various other authors and essentially found my way to the Nelson Nash Institute website. Once I connected with an agent, got qualified, settled on a premium that fit my families situation, had our policies delivered and in hand it was on! Exactly what Nelson explains in the book is what is happening with my policies. As a matter of fact we just utilized that loan provision and I got the money with no questions asked! It was honestly a different experience from getting a loan from a conventional bank! Of course, we are going to be repaying ourselves so that we can be able to use our cash value again. If you know, you know! Don’t steal the peas!

Now that I am retired from the military, I have a second job. We are now considering expanding our system! Just like Nelson says. I am so excited for where this will take our family and what it does for the next generation!

Please share your experience working with Ryan:

Working with Ryan has been the overall greatest experience of this whole process. Of course I had to educate my wife and I before we even attempted to contact him. Educating yourself first will set the stage for a baseline understanding of IBC and the role of your agent. Because, once you start speaking with Ryan you can start to ask some questions that are more related to your family dynamic, financial situation. Ryan has made this process of implanting the IBC in our family a smooth and pain free process. You need an agent specifically for IBC, call Ryan! You won’t be disappointed. It’s a relationship that I truly hold near and dear to my heart and he will be considered a family friend for life! That’s how much I trust his advice and counsel. Still not on the edge, ask Ryan to set up a conversation with me and you can ask me yourself! I hope you take my advice and work with him!



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